Watercraft Insurance and Safety
You are in the market for a boat and you would love to buy one at the next boat show. But which boat is the right one for you? It’s hard to know, especially if you’re a first-time buyer.
A boat is a big investment, so it is important to do careful research to find the one that best meets your needs. Buyers should consider not only the price but also the manufacturer of the engine and the boat, the size, and fuel capacity.
The first step is to determine how you will use the boat. What types of activities do you plan to do on your boat? Will you be cruising, fishing, playing watersports or a combination of these? After you have an idea of the type of boat you need, it’s time to weed through the options.
If you plan to attend a boat show, doing research beforehand will save you a lot of time because you only will need to visit the exhibits of the specific boats you are interested in. At the show, take some time to look at the boats up close and check out the workmanship, ergonomics, and other factors that may influence your decision.
If you prepare ahead of time, you will also be able to tell the dealer exactly what you want in a boat. Armed with price and performance comparisons, you can simply walk from one dealer to the next until you get the price that is acceptable to you. In the end, you’ll head home with a new boat and the satisfaction that you got the best deal possible.
Boat policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Available coverage includes liability, medical payments, coverage for injury to a water skier and damage to the boat itself, sometimes called hull coverage. Availability varies by state and by insurance company. Even though boat insurance premiums are low, shopping your rate can sometimes save a substantial amount.
Make your time on the water relaxed and worry-free with the right coverage. Serving Friday Harbor and all of Washington.
Safe Harbor Insurance will find you a boat insurance policy that protects you, your friends and family, your watercraft, and your boating equipment.
The average boat costs less than a dollar a day to insure.
Request a free online quote or call us at 360-378-2949 to get started.