Our Blog

  • 7 Items in Your Home That Might Start a House Fire

    It’s wildfire season, and we’ve been living in a smoky haze for the past few days. It got us to thinking about some of the fire claims we’ve seen in the past – buildings being burned to the ground by rodents, for example – and we wanted to find out what kinds of everyday items […]

    August 15, 2018

  • Renting Out Your Home? Consider This

    It’s always a bit of a leap of faith when you trust someone to live in a building you own, but it doesn’t have to be a financial risk. Being a landlord comes with a host of responsibilities and worries – from screening potential tenants, to orchestrating repairs and maintenance – so why would you […]

    August 6, 2018

  • man on bicycle

    6 Tips for Getting to Work on Two Wheels

    Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of calories burned. Maybe you’re a bicycle commuter already — or maybe you want […]

    July 16, 2018

  • Adding Coverage for Big-Ticket Items

    For special items that might exceed the personal property coverage limits of your homeowners, renters, or condo policy, it’s important to ensure adequate coverage with scheduled personal property (SPP), also known as an insurance “rider” or “endorsement.” What is it? A standard homeowners, renters, or condo policy (which we’ll simply refer to as a “home policy” […]

    July 16, 2018

  • Our Summer 2018 Charity of the Quarter!

    Summer in the San Juan Islands is rich with historical significance – from our small-town 4th of July to the infamous Pig War. What better way to celebrate than by selecting the San Juan Historical Society and Museum as our Summer Charity of the Quarter? Founded in 1961, the Historical Society and Museum has been […]

    July 2, 2018

  • rowboat at sunset

    Essential Safety Tips for Nighttime Boating

    If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water — especially in the summertime. It’s a great thought, of course. But, when you’re boating after dark, you need to think about staying safe, even as you […]

    June 28, 2018

  • Understanding Auto Glass Coverage

    It happens when you least expect it – the sudden CRACK of a rock ricocheting off of your windshield. Whether it’s a fixable chip or a crack that spreads from end to end, it usually means a trip to the auto glass shop, which can cost hundreds of dollars. If you’ve got the minimum required […]

    June 21, 2018

  • Why Renter’s Insurance is a No-Brainer

    If you’re someone who rents – as over a third of the population nationwide does – it’s important to consider what safety measures you have in place if something goes wrong. Say, for example, that a fire severely damages your apartment building. The owner of the building has insurance on the building and will be […]

    June 18, 2018

  • When Travel Unravels

    Imagine: you’ve been planning and saving for a family trip to Disneyland for years. You’ve purchased nonrefundable plane tickets, prepaid for the hotel room, and placed all the required deposits – you’re already thousands of dollars in. Two days before you’re supposed to leave, the flu strikes your household. What do you do? Well, if […]

    June 8, 2018