Our Blog

  • Restaurant Insurance from Safe Harbor Insurance

    The single most important insurance coverage your restaurant or bar needs is Liquor Liability. Liquor Liability will defend you against charges, losses, and claims resulting from your negligence arising out of serving or selling alcohol. If your operation were found liable you could lose hundreds of thousands of dollars. If you serve a customer alcohol […]

    June 10, 2013

  • Identity Theft…You Need to Read This

    Your identity is one of your most important assists. Violation of your identity is frightening and can be costly, but most consumers tell themselves it cannot happen to them. These recent headlines may change your mind. Miami Man Charged in $12 Million Identity Theft Tax Refund Fraud Scheme Involving Thousands of Fraudulently Obtained U.S. checks […]

    June 10, 2013

  • July 4th Safety Tips

    Fireworks during the Fourth of July are as American as apple-pie, but did you know that two out of five fires reported on that day are started by fireworks, more than for any other cause? So you think it cannot happen to you? Here are a few facts: In 2011 over 9,000 people went to […]

    June 10, 2013

  • Advantages of an Independent Agent like Safe Harbor Insurance

    Safe Harbor Insurance is an independent agency. This means we don’t work for any one specific insurance company. We have access to many markets, giving us the ability to shop your account and search the market for the best option for you. With captive insurance agents, like the big national companies, you only get the guidance […]

    May 30, 2013

  • Safeco chooses Swanberg Judkins Insurance as a Premier Partner!

        Safeco Insurance® honors Swanberg Judkins Insurance with membership in Safeco® Premier Partner Program Safeco Insurance has recognized the performance of  Swanberg Judkins Insurance with membership in the Safeco Premier Partner Program. Premier Partner is Safeco’s elite agency recognition program, which honors the achievement and partnership of the best agencies. Fewer than 10% of independent […]

    April 16, 2013

  • Auto Physical Damage Coverage

    Auto insurance is comprised of two primary categories of coverage: Liability and Physical damage. There are many other coverages available such as Uninsured Motorist, Personal Injury Protection, Medical, Towing, Lease Gap, etc., but in broad terms Liability and Physical damage are most common coverages purchased. Liability coverage is mandatory in most states and is used […]

    April 4, 2013

  • Sudden and Accidental

      We will often receive phone calls from clients who have discovered some sort of damage to their home or business and they want to know if the loss is covered by their insurance. In general, the answer is “it depends”. One of the primary conditions that are found in most covered losses is that […]

    April 4, 2013

  • Does my auto insurance cover my rented vehicle?

    I often am asked whether someone’s auto policy covers them when they rent a vehicle while out of town on vacation or for business. The answer to this question is yes. And no.  Typically your auto insurance policy will provide coverage for any vehicle that you are using as a replacement for the vehicle you […]

    January 22, 2013

  • Health Care Reform in Washington State

    The Patient Protection and Affordable Care Act that was passed in 2009 has created uncertainty for many. The Act created a number of significant changes to the way that individuals and businesses will acquire health insurance beginning in 2014. A number of the changes mandated by the Act have already been implemented. Some of these […]

    December 31, 2012

  • Why Renters Insurance?

    Renter’s insurance is one of the last things most renters think about when faced with moving. However, you really should consider it. Many people incorrectly assume that their landlord’s insurance policy will cover their belongings in the event of a loss. It will not. Fire, theft, windstorms, roof and plumbing leaks and many other occurrences […]

    December 12, 2012