Our Blog

  • Kids Are Heading Back to School — Let’s Keep Them Safe

    The end of summer means many things, such as cooler weather, shorter days and … the start of football is here! But most important, it means kids are headed back to school. And that means we all should be extra careful on the roads, in school zones and around buses. Don’t forget to watch for […]

    September 14, 2018

  • The Little Number with a Big Impact – Fire Protection Classification

    If you own a home, you’ve probably noticed that homeowners insurance premiums seem to be higher in areas like the San Juan Islands than they are in larger towns or cities. But why? Well, it’s due in great part to something called fire protection classification. What is fire protection classification? Basically, fire protection classification is […]

    September 11, 2018

  • 4 Important Questions About Medicare

    For most adults, Medicare is one of those things you don’t pay much mind to until your 65th birthday creeps around the corner and you suddenly realize: you don’t know a thing about it! Signing up for a Medicare plan and choosing coverage options is an important and complex decision, and we highly recommend seeking […]

    August 22, 2018

  • lawnmower toy

    Let’s Keep Our Lawns – and Ourselves – Safe

    For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated for injuries from lawn and garden tools, according to the U.S. Consumer Product Safety Commission (CPSC). Don’t […]

    August 20, 2018

  • 7 Items in Your Home That Might Start a House Fire

    It’s wildfire season, and we’ve been living in a smoky haze for the past few days. It got us to thinking about some of the fire claims we’ve seen in the past – buildings being burned to the ground by rodents, for example – and we wanted to find out what kinds of everyday items […]

    August 15, 2018

  • Renting Out Your Home? Consider This

    It’s always a bit of a leap of faith when you trust someone to live in a building you own, but it doesn’t have to be a financial risk. Being a landlord comes with a host of responsibilities and worries – from screening potential tenants, to orchestrating repairs and maintenance – so why would you […]

    August 6, 2018

  • man on bicycle

    6 Tips for Getting to Work on Two Wheels

    Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of calories burned. Maybe you’re a bicycle commuter already — or maybe you want […]

    July 16, 2018

  • Adding Coverage for Big-Ticket Items

    For special items that might exceed the personal property coverage limits of your homeowners, renters, or condo policy, it’s important to ensure adequate coverage with scheduled personal property (SPP), also known as an insurance “rider” or “endorsement.” What is it? A standard homeowners, renters, or condo policy (which we’ll simply refer to as a “home policy” […]

    July 16, 2018

  • Our Summer 2018 Charity of the Quarter!

    Summer in the San Juan Islands is rich with historical significance – from our small-town 4th of July to the infamous Pig War. What better way to celebrate than by selecting the San Juan Historical Society and Museum as our Summer Charity of the Quarter? Founded in 1961, the Historical Society and Museum has been […]

    July 2, 2018