Category: Home Insurance


  • Why Renter’s Insurance is a No-Brainer

    If you’re someone who rents – as over a third of the population nationwide does – it’s important to consider what safety measures you have in place if something goes wrong. Say, for example, that a fire severely damages your apartment building. The owner of the building has insurance on the building and will be […]

    June 18, 2018

  • How Would Your Insurance Stand up to a Volcano?

    In light of the recent eruption of Kilauea in the Hawaiian Islands, many people have started reconsidering the threat of a volcanic eruption in Washington. Volcanoes may seem like such a far-off hazard, but did you know that Western Washington has five active volcanoes? That’s one quarter of all active volcanoes in the continental U.S.! […]

    May 10, 2018

  • FHA Loans Put Home Ownership Within Reach

    If you’ve never owned a home before, the buying process can be beyond daunting. Do you have enough money for a down payment? How much do you really have to put down, anyway? Is your credit score high enough? Will the fine print of your mortgage agreement leave you with empty pockets? FHA loans, backed […]

    February 23, 2018

  • Do I Need Insurance for My Home Business? Part 1: Liability

    Part 1: Liability Running your business from home sweet home? Don’t be caught uninsured! According to the US Small Business Administration, more than half of small businesses are based out of the owner’s home. But homeowner’s policies are not meant to cover business-related incidents, such as a client slipping and falling while visiting your home […]

    November 16, 2017

  • You Just Got Sued For A Social Media Post

    A Friday Harbor Personal Insurance and Safety update A Texas jury has awarded a wedding photographer more than $1 million after determining a newly married couple unhappy with her work launched a social media campaign to post falsehoods about her. The Dallas County jury found Friday that the campaign against Andrea Polito amounted to defamation. […]

    August 30, 2017

  • Are You Ready to Buy That Boat You Have Always Wanted?

    Watercraft Insurance and Safety You are in the market for a boat and you would love to buy one at the next boat show.  But which boat is the right one for you? It’s hard to know, especially if you’re a first-time buyer. A boat is a big investment, so it is important to do […]

    August 19, 2017

  • Summer Can Be Risky for Everyone

    A Friday Harbor Personal Insurance and Safety update Summertime means more of us are heading to the pool, lake, ocean, or river to relax and have fun.  Unfortunately, these activities can lead to accidents and injury.  Summer also brings increases in heat related illness and teen driving accidents, according to PC260.com. It is also important […]

    July 16, 2017

  • Boating Safety Will Increase Your Fun This Summer

    In 2015, the Coast Guard counted 4,958 accidents that involved 726 deaths, 2,813injuries, and approximately $42 million dollars of damage to property because of recreational boating accidents.  Where cause of death was known, 76% of fatal boating accident victims drowned. Of those drowning victims with reported life jacket usage, 85% were not wearing a lifejacket.  […]

    June 7, 2017

  • Don’t Rent Out Your Home This Summer Without The Right Insurance

    Vacation Home and Income Property Insurance In Friday Harbor More and more people are using services like VRBO and Airbnb to find vacation rentals.  As a result, many people are using their homes to develop rental income.  A standard homeowner’s policy may not cover losses incurred while your home is rented out.  You may require […]

    May 17, 2017