Category: Home Insurance


  • Do I Need Insurance for My Home Business? Part 1

    Part 1: Liability Running your business from home sweet home? Don’t be caught uninsured! According to the US Small Business Administration, more than half of small businesses are based out of the owner’s home. But homeowner’s policies are not meant to cover business-related incidents, such as a client slipping and falling while visiting your home […]

    November 16, 2017

  • You Just Got Sued For A Social Media Post

    A Friday Harbor Personal Insurance and Safety update A Texas jury has awarded a wedding photographer more than $1 million after determining a newly married couple unhappy with her work launched a social media campaign to post falsehoods about her. The Dallas County jury found Friday that the campaign against Andrea Polito amounted to defamation. […]

    August 30, 2017

  • Are You Ready to Buy That Boat You Have Always Wanted?

    Watercraft Insurance and Safety You are in the market for a boat and you would love to buy one at the next boat show.  But which boat is the right one for you? It’s hard to know, especially if you’re a first-time buyer. A boat is a big investment, so it is important to do […]

    August 19, 2017

  • Summer Can Be Risky for Everyone

    A Friday Harbor Personal Insurance and Safety update Summertime means more of us are heading to the pool, lake, ocean, or river to relax and have fun.  Unfortunately, these activities can lead to accidents and injury.  Summer also brings increases in heat related illness and teen driving accidents, according to PC260.com. It is also important […]

    July 16, 2017

  • Boating Safety Will Increase Your Fun This Summer

    In 2015, the Coast Guard counted 4,958 accidents that involved 726 deaths, 2,813injuries, and approximately $42 million dollars of damage to property because of recreational boating accidents.  Where cause of death was known, 76% of fatal boating accident victims drowned. Of those drowning victims with reported life jacket usage, 85% were not wearing a lifejacket.  […]

    June 7, 2017

  • Don’t Rent Out Your Home This Summer Without The Right Insurance

    Vacation Home and Income Property Insurance In Friday Harbor More and more people are using services like VRBO and Airbnb to find vacation rentals.  As a result, many people are using their homes to develop rental income.  A standard homeowner’s policy may not cover losses incurred while your home is rented out.  You may require […]

    May 17, 2017

  • Umbrella Insurance Safe Harbor Insurance

      Many people are unsure what an umbrella policy is or what it covers. We will explain the basics of Umbrella Insurance and the benefits to you. When you are outside and there is a light rain or breeze you generally don’t need or want an umbrella. However, if it is pouring down rain with […]

    May 9, 2017

  • Common Problems When Buying Flood Insurance

    A Friday Harbor Flood Insurance Update Few people understand how flood insurance works.  Nonetheless, when you need it, flood insurance can go a long way to help you recover from a loss.  Insurance is all about understanding risks, and not every business or homeowner is equally at risk for flood losses.  Having flood insurance means […]

    April 19, 2017

  • March Madness – Safe Harbor Insurance Style

    An Insurance Review March is over and we spent the while month watching 64 college basketball teams play to the final four, then to the championship game.  Congratulations to North Carolina! The entire thing reminded us of some insurance madness. We thought we would share with you our “insurance madness final four.” These can impact […]

    April 5, 2017