Category: Home Insurance


  • COVID-19 Operations Update

    As concern over the novel coronavirus (COVID-19) grows in the United States and within our island community, we want you to know that we are here to support all of your insurance needs – even if you are stuck at home. In fact, there are a lot of options for managing your policies without coming […]

    March 12, 2020

  • Location, Location, Location: How Your Address Might Be Impacting Your Insurance Premiums

    Most people probably aren’t considering their home address as a price factor when they shop for car insurance, but in fact, it plays a big part in determining your premium. Think about it: where you live is where you do most of your driving, parking, filling, washing, servicing…you get the picture. So it’s also statistically […]

    February 10, 2020

  • Raise the (Health of Your) Roof

    What’s a house without a roof? Well, in Washington, we’d wager it’s more like a pool with rooms. Many people don’t think about the importance of having a healthy roof until they’re dealing with the unfortunate and costly consequences of a failed one. Here are three primary suspects in the demise of a roof, and […]

    January 30, 2020

  • Changes to Your Home That Might Affect Your Homeowners Insurance

    A home is an ever-growing, ever-changing thing. Think back to when you first moved in – how many changes have you made since then to create your perfect space? Just like your home, your homeowners policy is also in constant flux. Common changes to the interior or exterior of your home can affect the cost […]

    August 12, 2019

  • Camper’s Insurance Checklist

    With Memorial Day Weekend just around the corner, camping season is about to kick off. As you air out the sleeping bags and stock up on s’mores ingredients, don’t forget to make sure that you have the necessary insurance coverage in place, too. In most cases, you don’t need much – a lot of camping […]

    May 21, 2019

  • Insuring “Dangerous” Dog Breeds

    You’ve probably heard that owning certain dog breeds can make it nearly impossible to find insurance. How true is this, really? Well, it depends on your insurance company. Potential insurers vary widely in their stances on insuring dogs that would be considered “breeds of concern.” While some will refuse to insure homeowners with certain dog […]

    March 11, 2019

  • Why a Breakdown Doesn’t Have to Be a Meltdown

    Say your 2-year-old water heater unexpectedly bursts, spilling water everywhere and damaging your floors and belongings. Your homeowners policy will pay to correct the damage, but who’s paying for a new $1,500 water heater? If you’d like that answer to be “not me” (because who wouldn’t?), consider Equipment Breakdown coverage. What is Equipment Breakdown? Equipment […]

    February 7, 2019

  • Earthquake!

    Most people think of California when they hear the word “earthquake,” but did you know that Washington State sits on an 800 mile-long fault line and experiences hundreds of earthquakes each year? Most are mild enough that they’re not felt by humans, but the fact is that it’s only a matter of time until a […]

    January 24, 2019

  • Winterizing Your Vacant Home

    Have you ever come back from a week or two away and realized that you forgot to take the trash out before you left? It’s no fun returning to a house that stinks to high heaven. Nor is it fun to stress about your house while you are away for weeks or months at a […]

    December 5, 2018

  • Home Improvement? Put Down the Hammer and Read This

    You’re finally in a place where you can make those renovations you’ve dreamt of since you bought the house – the updated kitchen, the addition, the Back Deck 2.0 – but before you get started (or before you go any further, if we caught you red-handed), it’s important to contact us about your homeowner’s insurance! […]

    October 9, 2018