Category: Insurance


  • Adding Coverage for Big-Ticket Items

    For special items that might exceed the personal property coverage limits of your homeowners, renters, or condo policy, it’s important to ensure adequate coverage with scheduled personal property (SPP), also known as an insurance “rider” or “endorsement.” What is it? A standard homeowners, renters, or condo policy (which we’ll simply refer to as a “home policy” […]

    July 16, 2018

  • Understanding Auto Glass Coverage

    It happens when you least expect it – the sudden CRACK of a rock ricocheting off of your windshield. Whether it’s a fixable chip or a crack that spreads from end to end, it usually means a trip to the auto glass shop, which can cost hundreds of dollars. If you’ve got the minimum required […]

    June 21, 2018

  • Why Renter’s Insurance is a No-Brainer

    If you’re someone who rents – as over a third of the population nationwide does – it’s important to consider what safety measures you have in place if something goes wrong. Say, for example, that a fire severely damages your apartment building. The owner of the building has insurance on the building and will be […]

    June 18, 2018

  • When Travel Unravels

    Imagine: you’ve been planning and saving for a family trip to Disneyland for years. You’ve purchased nonrefundable plane tickets, prepaid for the hotel room, and placed all the required deposits – you’re already thousands of dollars in. Two days before you’re supposed to leave, the flu strikes your household. What do you do? Well, if […]

    June 8, 2018

  • How Would Your Insurance Stand up to a Volcano?

    In light of the recent eruption of Kilauea in the Hawaiian Islands, many people have started reconsidering the threat of a volcanic eruption in Washington. Volcanoes may seem like such a far-off hazard, but did you know that Western Washington has five active volcanoes? That’s one quarter of all active volcanoes in the continental U.S.! […]

    May 10, 2018

  • Preventing Pain from Pesky Potholes

    Let’s be honest – spring in Washington is less “April showers bring May flowers” and more “April showers bring May showers.” And with all that rain and wet comes potholes – a nuisance in your driveway and a danger on the road. Whether the roadway is asphalt or gravel, most potholes are formed when water collects […]

    May 2, 2018

  • So You’ve Got A Teen Driver…

    Kids grow up fast. It seems like just yesterday you were watching your child take their first steps – and now you’re watching them take their first drive in the family car. Getting a driver’s license is a big milestone for teenagers, but it’s perhaps a bigger one for parents. Not only is your little […]

    March 29, 2018

  • Coverage for Your Furriest Family Member

    It’s no secret that Safe Harbor Insurance is an office full of animal lovers. It’s also no secret that life sometimes comes at you unexpectedly. We’ve had our fair share of unfortunate surprises with our pets – from swallowed tennis balls and torn knee ligaments to diabetes and hyperthyroidism – and vet bills can add […]

    March 21, 2018

  • Life Insurance – Your Most Important Policy

    Wills, funerals, life insurance – they’re not exactly uplifting dinner conversation, but they’re important nonetheless. Would your death leave your loved ones high and dry? About 40% of Americans don’t have life insurance, but nearly everyone should. Life insurance guarantees money for your dependents to replace sudden lost income, funeral expenses, and more in the […]

    March 13, 2018

  • Rental Car Insurance: Do You Really Need It?

    It’s the end of a long day of travel and you’re standing at the car rental counter, filling out paperwork, your mind already sipping a cocktail next to the pool. When you reach the part of the contract that offers insurance, you feel like you remember a friend telling you it’s not necessary…but you’re not […]

    January 30, 2018