Category: Insurance


  • I Was in a Wreck! Now What?

    Most people, thankfully, don’t have a lot of experience with getting in car accidents. The very nature of an “accident” means it’s unplanned and unexpected, which means it’s easy to get flustered at the scene and forget to take care of things that will help you with your insurance claim. That’s why we made this […]

    September 17, 2018

  • The Little Number with a Big Impact – Fire Protection Classification

    If you own a home, you’ve probably noticed that homeowners insurance premiums seem to be higher in areas like the San Juan Islands than they are in larger towns or cities. But why? Well, it’s due in great part to something called fire protection classification. What is fire protection classification? Basically, fire protection classification is […]

    September 11, 2018

  • 4 Important Questions About Medicare

    For most adults, Medicare is one of those things you don’t pay much mind to until your 65th birthday creeps around the corner and you suddenly realize: you don’t know a thing about it! Signing up for a Medicare plan and choosing coverage options is an important and complex decision, and we highly recommend seeking […]

    August 22, 2018

  • 7 Items in Your Home That Might Start a House Fire

    It’s wildfire season, and we’ve been living in a smoky haze for the past few days. It got us to thinking about some of the fire claims we’ve seen in the past – buildings being burned to the ground by rodents, for example – and we wanted to find out what kinds of everyday items […]

    August 15, 2018

  • Renting Out Your Home? Consider This

    It’s always a bit of a leap of faith when you trust someone to live in a building you own, but it doesn’t have to be a financial risk. Being a landlord comes with a host of responsibilities and worries – from screening potential tenants, to orchestrating repairs and maintenance – so why would you […]

    August 6, 2018

  • Adding Coverage for Big-Ticket Items

    For special items that might exceed the personal property coverage limits of your homeowners, renters, or condo policy, it’s important to ensure adequate coverage with scheduled personal property (SPP), also known as an insurance “rider” or “endorsement.” What is it? A standard homeowners, renters, or condo policy (which we’ll simply refer to as a “home policy” […]

    July 16, 2018

  • Understanding Auto Glass Coverage

    It happens when you least expect it – the sudden CRACK of a rock ricocheting off of your windshield. Whether it’s a fixable chip or a crack that spreads from end to end, it usually means a trip to the auto glass shop, which can cost hundreds of dollars. If you’ve got the minimum required […]

    June 21, 2018

  • Why Renter’s Insurance is a No-Brainer

    If you’re someone who rents – as over a third of the population nationwide does – it’s important to consider what safety measures you have in place if something goes wrong. Say, for example, that a fire severely damages your apartment building. The owner of the building has insurance on the building and will be […]

    June 18, 2018

  • When Travel Unravels

    Imagine: you’ve been planning and saving for a family trip to Disneyland for years. You’ve purchased nonrefundable plane tickets, prepaid for the hotel room, and placed all the required deposits – you’re already thousands of dollars in. Two days before you’re supposed to leave, the flu strikes your household. What do you do? Well, if […]

    June 8, 2018

  • How Would Your Insurance Stand up to a Volcano?

    In light of the recent eruption of Kilauea in the Hawaiian Islands, many people have started reconsidering the threat of a volcanic eruption in Washington. Volcanoes may seem like such a far-off hazard, but did you know that Western Washington has five active volcanoes? That’s one quarter of all active volcanoes in the continental U.S.! […]

    May 10, 2018