Category: Insurance


  • COVID-19 Operations Update

    As concern over the novel coronavirus (COVID-19) grows in the United States and within our island community, we want you to know that we are here to support all of your insurance needs – even if you are stuck at home. In fact, there are a lot of options for managing your policies without coming […]

    March 12, 2020

  • Is My Friend Covered While Driving My Car?

    There’s a long list of reasons why someone else might need to drive your car, and we’re often asked whether that “someone else” is covered by the owner’s insurance in the event of an accident. The short answer is, yes, they are! Typically, auto insurance coverage follows the car, not the driver. Therefore, your insurance […]

    February 24, 2020

  • Changes to Your Home That Might Affect Your Homeowners Insurance

    A home is an ever-growing, ever-changing thing. Think back to when you first moved in – how many changes have you made since then to create your perfect space? Just like your home, your homeowners policy is also in constant flux. Common changes to the interior or exterior of your home can affect the cost […]

    August 12, 2019

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    6 Car Insurance Myths, Uncovered

    There is a lot of false information floating around out there about car insurance – here are six common myths and the truth behind them! 1. Red cars cost more to insure: False. The color of a car doesn’t come into play when determining insurance premiums – but the make and model certainly do, because […]

    June 4, 2019

  • Camper’s Insurance Checklist

    With Memorial Day Weekend just around the corner, camping season is about to kick off. As you air out the sleeping bags and stock up on s’mores ingredients, don’t forget to make sure that you have the necessary insurance coverage in place, too. In most cases, you don’t need much – a lot of camping […]

    May 21, 2019

  • 12 Ways to Save on Car Insurance

    Of course nobody wants to spend an arm and a leg on their car insurance. Luckily, there are a LOT of ways to ensure you get a better rate! Here are twelve of the top ways to save money on your auto insurance premium – but perhaps the most important first step is shopping with […]

    March 15, 2019

  • Insuring “Dangerous” Dog Breeds

    You’ve probably heard that owning certain dog breeds can make it nearly impossible to find insurance. How true is this, really? Well, it depends on your insurance company. Potential insurers vary widely in their stances on insuring dogs that would be considered “breeds of concern.” While some will refuse to insure homeowners with certain dog […]

    March 11, 2019

  • Why a Breakdown Doesn’t Have to Be a Meltdown

    Say your 2-year-old water heater unexpectedly bursts, spilling water everywhere and damaging your floors and belongings. Your homeowners policy will pay to correct the damage, but who’s paying for a new $1,500 water heater? If you’d like that answer to be “not me” (because who wouldn’t?), consider Equipment Breakdown coverage. What is Equipment Breakdown? Equipment […]

    February 7, 2019

  • Earthquake!

    Most people think of California when they hear the word “earthquake,” but did you know that Washington State sits on an 800 mile-long fault line and experiences hundreds of earthquakes each year? Most are mild enough that they’re not felt by humans, but the fact is that it’s only a matter of time until a […]

    January 24, 2019

  • Navigating Health Insurance Open Enrollment

    If the words “open enrollment” give you heartburn, read on. We’re here to make signing up for health insurance something that you can not only survive, but feel good about! What is open enrollment? Open enrollment is a time for people to sign up for a health insurance plan if: They won’t have insurance through […]

    November 6, 2018