Don’t Burn That Tree Down!

December 21, 2015

Xmas Tree Means Merry Christmas And BackdropAccording to the US Fire Administration over 400 homes are destroyed annually by causes related to Christmas tree fires. Safe Harbor insurance offers competitive rates on homeowner’s insurance that would cover accidental damage due to Christmas tree fires. Here are a few good reminders to help you enjoy the holiday:

  1. Keep your Christmas tree well watered. Refilling the water every day will help it last about two to three weeks.
  2. Check the tree for freshness before buying. A freshly cut tree will have a sticky trunk and the needles will not fall off if touched.
  3. Set your tree away from heat vents and the fireplace. Heated air just dries out a tree, and one shooting spark can cause a disaster.
  4. Inspect the lights. Check for exposed or worn wires, as well as broken sockets.
  5. Turn off the lights at night; use a timer if needed.
  6. Do not burn the tree in your fireplace.
  7. Do not overload the electrical circuits.
  8. Take your tree down the first of January.

Did you know that in most cases your homeowner’s insurance will provide liability coverage if your child injures a third party? Also, did you know that your homeowner’s insurance will provide loss or damage to personal property (subject to policy terms and conditions)?

When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Safe Harbor Insurance can help you find the homeowner’s insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.