How Would Your Insurance Stand up to a Volcano?

May 10, 2018

In light of the recent eruption of Kilauea in the Hawaiian Islands, many people have started reconsidering the threat of a volcanic eruption in Washington. Volcanoes may seem like such a far-off hazard, but did you know that Western Washington has five active volcanoes? That’s one quarter of all active volcanoes in the continental U.S.!

Though the San Juan Islands have the geographic advantage of being well away from any lava flow or lahar flooding (take a look at these hazard maps), ash from a volcanic eruption at any of Washington’s five volcanoes would certainly not spare us. In fact, it would likely make its way well into California.

We like to think that there are plenty of things you can do to prevent having to make a claim on most of your policies – but even the best of us can’t stop a volcano.

So if Mount Baker were to erupt tomorrow (knock on wood), would YOU be covered? We made this infographic to give you a general idea of what most homeowners and auto policies would take care of: